PENSIJU PLĀNS

VEIDO SAVU PENSIJU FONDU KOPĀ AR VĀCIJAS STABILO ALIANSE UN BAUDI PM INTERNATIONAL 100% ATBALSTU NO SAVAS PUSES.

Sākot no IMM pozīcijas, saņem vēl vienu kompānijas iespēju! Veido savu pensijas fonda uzkrājumu vienā no pasaules stabilākajā pensiju fondā un saņem 100% papildus iemaksu arī no kompānijas puses katrai iemaksai!

Pension Program – Company Direct Insurance Policy

Everyone who is an IMM can apply for the pension program.

• It’s a classic direct insurance, a group contract with special conditions, the policy holder is PM-International AG, and the insured person is the TP. After the expiration of five insurance years and if the TP is at least 30 years old, the contract will be passed 100% to the TP. Until this point, 50% of the contract belongs to each depositing parties.
• PM pays 50% of the insurance contribution; the TP has to pay the remaining 50% by the wave of commission.
• It’s a pension program with lump-sum option, meaning that the TP can choose between the pension and the payment of his contributions plus interests.
• This is a worldwide arrangement (Switzerland and the United States excluded).
• An add-on contract is possible, hereto an additional contract of the difference needs to be concluded (the TP itself bears the differential amount until the marginal payment by PM will come into effect after achieving the respective level). Similarly, if a TP reaches the next level, his equity ratio of the differential amount will increase as well. In case that the turnover of his qualification level declines, there’s also the possibility to sublevel the contract.
• date of retirement is ending the 67th year of age - maximum term is 72 years
• As of January 1st, 2012, the guaranteed interest comes up to 1, 75%.
• in case of early retirement, an application for the payment needs to be submitted

PM_PensionProgramFAQ_OTHR_4521_II_P2_ONLINE.pdf

Linki: Allianz Wikipedia, Allianze.com

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